Frequently Asked Questions
Everything you need to know about getting a gold loan with RGL.
What documents are required to get a gold loan?
To get a gold loan with RGL, you only need your gold ornaments and a valid ID proof (Aadhaar Card, PAN Card, Voter ID, or Passport). No income proof or CIBIL score is required.
How long does the loan approval take?
Our process is extremely fast. Once your gold is evaluated, the loan is approved and disbursed to your bank account or given in cash within 5 minutes.
Is my gold safe with RGL?
Absolutely. Your gold is 100% insured and stored in advanced, bank-grade strong rooms under 24/7 CCTV surveillance. We take the security of your precious assets very seriously.
What are your interest rates?
Our interest rates are highly competitive, starting from just 0.85% per month depending on the loan scheme and LTV (Loan-to-Value) ratio chosen. We charge only a standard processing fee with zero hidden costs.
Can I partially repay my loan?
Yes, we offer completely flexible repayment options. You can make partial payments towards the principal amount at any time without any prepayment penalties.