Frequently Asked Questions

Gold loans when compared to traditional business loans offer quicker processing times, easier application process, and higher approval rate. Since capital secured from a gold loan can be used to fulfill business requirements, availing a gold loan is often a more feasible option to secure quick funding.

Most business loans have a fixed tenure, and a fixed monthly installment consisting of both principal as well as the interest component, which often inflates the EMI amount. Whereas, with gold loans, the borrower is liable to pay interest on a monthly basis, and can make bullet payments towards the interest component as and when they have the bandwidth for repayment. Thus, gold loans offer a higher flexibility when it comes to repayment.

Yes, gold loans offer lower interest rates when compared with traditional business loans. We offer gold loans starting at just 0.85%* per month, whereas most banks charge business loan interest rates ranging between 10% to 30% per annum.

Loan amounts depend on gold weight, purity, and the loan-to-value (LTV) ratio. We offer up to 75% of gold value with transparent evaluation.

Interest is charged monthly from as low as 0.85% depending on the plan. You pay interest only for the period used.

Your gold is stored in high-security vaults with 24/7 monitoring and 100% insurance coverage.

Yes. You can prepay anytime. There are no foreclosure charges and zero processing fees.

Basic KYC documents like a government-issued ID and address proof are required. Our team will guide you through the process.