Friends Tower, Stadium Bypass Road, Palakkad Mon-Sat: 9:00 AM - 6:00 PM

Gold Loans:
Our Commitment to Fairness

Valuable credit accessible to everyone. Lowest rates, quick disbursement, and transparent pricing backed by high-security vaults.

5 Min Disbursal
100% Secure
Gold Loan Value
0.85%
Starting Interest
12
Branches
10K+
Happy Customers
0.85%
Lowest Interest
10+
Years of Trust

Why Choose RGL

We bring transparency, trust, and convenience to your gold loan experience.

No Hidden Costs

Zero processing fees and no surprise charges. What you see is what you pay.

Lowest Rates

Industry-best interest rates designed to be affordable and transparent.

Maximum Value

Get the highest possible loan-to-value ratio for your precious gold assets.

Safe & Secure

Your gold is stored in high-security, 100% insured bank-grade strong rooms.

Our Gold Loan Features

We offer high-value, transparent gold loan services with industry-leading benefits. Fast processing, lowest rates, and absolute security for your ornaments.

Up to 90% Loan Value (LTV)
Interest Rates as Low as 7%
Monthly Interest of Just 58 Paise per ₹100/-
Hassle-Free Gold Loan Takeover Facility
Special Gold Purchase Scheme via EMI
Agri Gold Loan (Loans to Farmers at 7% Interest)
Educational Gold Loan (₹5 Lakhs for 5 Years at 7% Interest)
Monthly interest of just 58 paise per ₹100/-

How It Works

A simple, 4-step transparent process to get your funds.

01

Visit Branch

Walk into any RGL branch with your gold and a valid government-issued ID.

02

Evaluation

Our experts value your gold instantly using certified weighing and purity testing.

03

Approval

Quick KYC verification and immediate loan offer — no credit score required.

04

Disbursal

Receive funds directly in your bank account or as cash — in under 5 minutes.

What Our Customers Say

Real experiences from our trusted family of customers.

I needed funds for my daughter's wedding. RGL approved my gold loan in just 10 minutes without any hassle. Exceptional service!

R

Rajesh Kumar

Palakkad

The transparency at RGL is unmatched. They explained the interest rates clearly and there were no hidden charges. Highly recommended for business loans.

A

Anita Menon

Pudussery

I transferred my existing gold loan from another bank to RGL. They gave me a better rate and higher value. Very professional staff.

S

Suresh Babu

Chittur

Need Quick Financial Assistance?

Get maximum value for your gold with minimum documentation in just 5 minutes.